H.R. 9978 · 119th Congress · 2025–2026
Homeowners Premium Tax Reduction Act of 2026
H.R. 9978 in the 119th Congress (2025–2026) was introduced on Jul 30, 2026, sponsored by Gus M. Bilirakis.
During the 119th Congress (2025–2026), Donald Trump was president, and Republicans held majorities in both the House and Senate.
- Status
- Introduced
- Introduced
- Jul 30, 2026
- Co-sponsors
- 0
- Policy area
- Taxation
What it does
Homeowners Premium Tax Reduction Act of 2026 This bill establishes a new deduction of up to $10,000 claimed against gross income (above-the-line tax deduction) for annual policy premiums paid or incurred for homeowners insurance on an individual's principal residence.
Summary by the nonpartisan Congressional Research Service.
Sponsor
Where it stands
- IntroducedJul 30, 2026
- Passed the House—
- Passed the Senate—
- Sent to the President—
- Became law—
Latest action: Referred to the House Committee on Ways and Means. (Jul 30, 2026)
More bills from Gus M. Bilirakis in the 119th Congress
- H.R. 979: AM Radio for Every Vehicle Act of 2025
- H.R. 1402: Transparency In Charges for Key Events Ticketing Act
- H.R. 2102: Major Richard Star Act
- H.R. 9541: FIREWALL Act
- H.R. 10121: To obtain and direct the placement in the Capitol or on the Capitol Grounds of a statue to honor…
- H.R. 10185: Part D Premium Protection Act of 2026
- H.R. 10359: Priority for Pediatric Cures Act
- H.R. 10532: Beagle Liberation Act of 2026
Other Taxation bills in the 119th Congress
- H.J.Res. 25: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the…
- H.R. 517: Filing Relief for Natural Disasters Act
- H.R. 998: Internal Revenue Service Math and Taxpayer Help Act
- H.R. 1491: Disaster Related Extension of Deadlines Act
- H.R. 5366: Federal Disaster Tax Relief Act of 2025
- S.J.Res. 3: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United…
- H.R. 33: To amend the Internal Revenue Code of 1986 to provide special rules for the taxation of certain…
- S. 213: Main Street Tax Certainty Act
- H.R. 247: Health Care Affordability Act of 2025
- H.R. 335: Repeal the NFA Act
Committees
More
From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.
Cite or embed this page
Capitol Receipts, “H.R. 9978 (119th Congress): Homeowners Premium Tax Reduction Act of…,” https://www.capitolreceipts.com/bill/119-hr-9978/homeowners-premium-tax-reduction-act-of-2026 (accessed 2026-10-17).