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H.R. 2808 · 119th Congress · 2025–2026

Homebuyers Privacy Protection Act

H.R. 2808 in the 119th Congress (2025–2026) became law — introduced on Apr 10, 2025, sponsored by John W. Rose with 89 co-sponsors.

During the 119th Congress (2025–2026), Donald Trump was president, and Republicans held majorities in both the House and Senate.

Status
Became law
Introduced
Apr 10, 2025
Co-sponsors
89
Policy area
Finance and Financial Sector
Public law
Public Law 119-36

What it does

Homebuyers Privacy Protection Act This act limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions.  Specifically, the act prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer…

Summary by the nonpartisan Congressional Research Service.

Sponsor

John W. Rose (R-TN). Co-sponsors: 33 Democrats, 56 Republicans.

Where it stands

  • IntroducedApr 10, 2025
  • Passed the HouseJun 23, 2025
  • Passed the SenateAug 2, 2025
  • Sent to the PresidentAug 25, 2025
  • Became lawSep 5, 2025

Latest action: Became Public Law No: 119-36. (Sep 5, 2025)

More bills from John W. Rose in the 119th Congress

Other Finance and Financial Sector bills in the 119th Congress

Committees

More

From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.

Cite or embed this page

Capitol Receipts, “H.R. 2808 (119th Congress): Homebuyers Privacy Protection Act,” https://www.capitolreceipts.com/bill/119-hr-2808/homebuyers-privacy-protection-act (accessed 2026-10-17).