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H.R. 7297 · 118th Congress · 2023–2024

Homebuyers Privacy Protection Act

H.R. 7297 in the 118th Congress (2023–2024) was introduced on Feb 7, 2024, sponsored by John W. Rose with 93 co-sponsors.

During the 118th Congress (2023–2024), Joe Biden was president, and Republicans held the House majority and Democrats the Senate majority.

Status
Introduced
Introduced
Feb 7, 2024
Co-sponsors
93
Policy area
Finance and Financial Sector

What it does

Homebuyers Privacy Protection Act This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the c…

Summary by the nonpartisan Congressional Research Service.

Sponsor

John W. Rose (R-TN). Co-sponsors: 42 Democrats, 51 Republicans.

Where it stands

  • IntroducedFeb 7, 2024
  • Passed the House—
  • Passed the Senate—
  • Sent to the President—
  • Became law—

Latest action: Referred to the House Committee on Financial Services. (Feb 7, 2024)

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From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.

Cite or embed this page

Capitol Receipts, “H.R. 7297 (118th Congress): Homebuyers Privacy Protection Act,” https://www.capitolreceipts.com/bill/118-hr-7297/homebuyers-privacy-protection-act (accessed 2026-10-17).