Helping Families Save Their Homes Act of 2009

S. 896 in the 111th Congress (2009–2010) became law — introduced on Apr 24, 2009, sponsored by Christopher Dodd with 2 co-sponsors. Congress held 12 roll call votes on it.

During the 111th Congress (2009–2010), Barack Obama was president, and Democrats held majorities in both the House and Senate.

Status: Became law
Introduced: Apr 24, 2009
Co-sponsors: 2
Policy area: Housing and Community Development
Public law: Public Law 111-22

What it does

Division A: Preventing Mortgage Foreclosures - Helping Families Save Their Homes Act of 2009 - Title I: Prevention of Mortgage Foreclosures - (Sec. 101) Amends the Housing Act of 1949 with respect to guaranteed rural housing loans to require mortgagees, upon either actual or imminent default of a guaranteed mortgage, to engage in loss mitigation actions as an alternative to foreclosure (including special forbearance, loan modi…

Summary by the nonpartisan Congressional Research Service.

Sponsor

Christopher Dodd (D-CT). Co-sponsors: 2 Democrats.

Where it stands

IntroducedApr 24, 2009
Passed the SenateMay 6, 2009
Passed the HouseMay 19, 2009
Sent to the PresidentMay 20, 2009
Became lawMay 20, 2009

Latest action: Became Public Law No: 111-22. (May 20, 2009)

How Congress voted

On Motion to Suspend the Rules and Pass, as Amended
House · May 19, 2009 · Passed367–54
On Passage of the Bill
Senate · May 6, 2009 · Bill Passed91–5

Every roll call vote on this bill

To prevent mortgage foreclosures and preserve home values.Senate · Apr 30, 2009
To authorize and remove impediments to the repayment of funds received under the Troubled Asset Relief…Senate · May 4, 2009
To provide that the primary and foundational responsibility of the Federal Housing Administration shall be…Senate · May 4, 2009
To address safe harbor for certain servicers.Senate · May 5, 2009
To require the Secretary of the Treasury to use any amounts repaid by a financial institution that is a…Senate · May 5, 2009
Of a perfecting nature.Senate · May 5, 2009
To prohibit the use of Troubled Asset Relief Program funds for the purchase of common stock, and for other…Senate · May 5, 2009
To protect the interests of bona fide tenants in the case of any foreclosure on any dwelling or residential…Senate · May 6, 2009
To establish a pilot program for the expedited disposal of Federal real property.Senate · May 6, 2009
To amend chapter 7 of title 31, United States Code, to provide the Comptroller General additional audit…Senate · May 6, 2009
A bill to prevent mortgage foreclosures and enhance mortgage credit availability.Senate · May 6, 2009
Helping Families Save Their Homes ActHouse · May 19, 2009

More bills from Christopher Dodd in the 111th Congress

Other Housing and Community Development bills in the 111th Congress

From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.

Cite or embed this page

Capitol Receipts, “S. 896 (111th Congress): Helping Families Save Their Homes Act of 2009,” https://www.capitolreceipts.com/bill/111-s-896/helping-families-save-their-homes-act-of-2009 (accessed 2026-10-17).