H.R. 627 · 111th Congress · 2009–2010
Credit CARD Act of 2009
H.R. 627 in the 111th Congress (2009–2010) became law — introduced on Jan 22, 2009, sponsored by Carolyn B. Maloney with 128 co-sponsors. Congress held 12 roll call votes on it.
During the 111th Congress (2009–2010), Barack Obama was president, and Democrats held majorities in both the House and Senate.
- Status
- Became law
- Introduced
- Jan 22, 2009
- Co-sponsors
- 128
- Policy area
- Finance and Financial Sector
- Public law
- Public Law 111-24
What it does
Credit Card Accountability Responsibility and Disclosure Act of 2009 or the Credit CARD Act of 2009 - (Sec. 2) Authorizes the Board of Governors of the Federal Reserve System (Federal Reserve Board) to issue rules and publish model forms to implement this Act. (Sec. 3) Makes this Act effective nine months after its enactment. Title I: Consumer Protection - (Sec.
Summary by the nonpartisan Congressional Research Service.
Sponsor
Carolyn B. Maloney (D-NY). Co-sponsors: 127 Democrats, 1 Republican.
Where it stands
- IntroducedJan 22, 2009
- Passed the HouseApr 30, 2009
- Passed the SenateMay 19, 2009
- Sent to the PresidentMay 21, 2009
- Became lawMay 22, 2009
Latest action: Became Public Law No: 111-24. (May 22, 2009)
How Congress voted
- Concur In Sec. 512 of Sen Amdt.
House · May 20, 2009 · Passed279–147 - Concur In All But Sec. 512 of Sen Amdt.
House · May 20, 2009 · Passed361–64 - On Passage of the Bill
Senate · May 19, 2009 · Bill Passed90–5 - On Passage
House · Apr 30, 2009 · Passed357–70 - On Motion to Recommit with Instructions
House · Apr 30, 2009 · Failed164–263
Every roll call vote on this bill
- On Agreeing to the AmendmentHouse · Apr 30, 2009
- On Agreeing to the AmendmentHouse · Apr 30, 2009
- Credit Cardholders’ Bill of Rights Act of 2009House · Apr 30, 2009
- Credit Cardholders’ Bill of Rights Act of 2009House · Apr 30, 2009
- To protect innocent Americans from violent crime in national parks and refuges.Senate · May 12, 2009
- To specify acceptable forms of identification for the opening of credit card accounts.Senate · May 13, 2009
- To establish a national consumer credit usury rate.Senate · May 13, 2009
- To enhance public knowledge regarding the national debt by requiring the publication of the facts about the…Senate · May 13, 2009
- In the nature of a substitute.Senate · May 19, 2009
- A bill to amend the Truth in Lending Act to establish fair and transparent practices relating to the…Senate · May 19, 2009
- Credit Cardholders’ Bill of Rights Act of 2009House · May 20, 2009
- Credit Cardholders’ Bill of Rights Act of 2009House · May 20, 2009
More bills from Carolyn B. Maloney in the 111th Congress
Other Finance and Financial Sector bills in the 111th Congress
- S. 383: Special Inspector General for the Troubled Asset Relief Program Act of 2009
- H.R. 1209: Medal of Honor Commemorative Coin Act of 2009
- H.R. 3606: Credit CARD Technical Corrections Act of 2009
- H.R. 4173: Dodd-Frank Wall Street Reform and Consumer Protection Act
- H.R. 5502: To amend the effective date of the gift card provisions of the Credit Card Accountability…
- H.R. 5297: Small Business Jobs Act of 2010
- S. 3717: A bill to amend the Securities Exchange Act of 1934, the Investment Company Act of 1940, and the…
- H.R. 1177: 5-Star Generals Commemorative Coin Act
- H.R. 6162: Coin Modernization, Oversight, and Continuity Act of 2010
- H.R. 6166: American Eagle Palladium Bullion Coin Act of 2010
Committees
More
From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.
Cite or embed this page
Capitol Receipts, “H.R. 627 (111th Congress): Credit CARD Act of 2009,” https://www.capitolreceipts.com/bill/111-hr-627/credit-card-act-of-2009 (accessed 2026-10-17).